Unsecured Business Loans
Quick, flexible loans for your small business with fast approvals, easy applications, and funding tailored to grow our business.
This will not effect your credit score
Get a quote in minutes!
Pick your loan amount, term length, add a few details, and we’ll tell you if you’re eligible.
This will not effect your credit score.
Learn more
So, what is an unsecured business loan?
An unsecured business loan is a type of financing that doesn’t require you to put up any assets as collateral. Essentially, it’s a financial boost based on your business’s potential and creditworthiness rather than your possessions. With an unsecured loan, your lender trusts your ability to repay based on your business performance, not your office equipment or property.
We make the process simple and transparent, no hidden fees, no unpleasant surprises. Plus, our no-obligation application won’t affect your credit score. It’s a hassle-free way to get the funds you need and keep your business moving forward, all while keeping your assets safe and sound.
![AdobeStock_470559048-[Converted]_edited.](https://static.wixstatic.com/media/621471_17e8c906aa5b4679a42c63b591addaaa~mv2.png/v1/crop/x_203,y_6,w_1149,h_1735/fill/w_339,h_512,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/AdobeStock_470559048-%5BConverted%5D_edited_.png)
Approved for your success
What are the advantages of an unsecured business loan?
"An unsecured business loan gives companies the flexibility to grow without risking their assets. It’s a smart, hassle-free way to access the funding you need to take your business to the next level."
George Dunn - Executive Director
No Collateral Required
You don’t need to put your assets, like property or equipment, at risk. Your loan is based on your business’s potential and creditworthiness.
Faster and Simpler Approval
Without the need to evaluate collateral, the application and approval process is usually quicker and less complicated.
Flexibility in Use
Funds can be used for a wide range of business needs, from expansion and inventory to marketing or cash flow management.
Protects Your Assets
Because there’s no security required, your personal or business assets remain safe, giving you peace of mind while accessing the funds you need.
How we can help you
What can an unsecured business loan be used for?
See the many possibilities that you can use your cash injection for...
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.
Fast Application in Seconds
Share basic information about you, your business and finance requirements by applying online or calling.
Understanding Your Business
A dedicated account manager will discuss your requirements and gather necessary documentation.
Receive Your Free Quote
We'll discover the best deals, handle applications for you, and provide a quote with no obligations.
Get Your Funds Fast
Once Approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.
![AdobeStock_451405732-[Converted].png](https://static.wixstatic.com/media/621471_6c5720e9f81d445aac0ad7eccdfd208f~mv2.png/v1/crop/x_435,y_330,w_1785,h_1670/fill/w_397,h_371,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/AdobeStock_451405732-%5BConverted%5D.png)
FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
What is an Unsecured Business Loan?
An unsecured business loan is a form of business financing that does not require you to provide collateral, such as property or assets. Instead, lenders approve your application based on your credit history, business turnover, and overall financial performance. This type of loan is ideal for business owners who want quick access to funding without risking personal or business assets.
How Fast Can I Get Approved for an Unsecured Business Loan?
At Approved, we offer one of the fastest approval processes in the UK for unsecured business loans. In many cases, applications are approved within minutes, and you could receive funds in your account the same day. This speed makes unsecured business loans perfect for urgent business expenses or unexpected opportunities.
What Can an Unsecured Business Loan Be Used For?
One of the main advantages of an unsecured business loan is its flexibility. You can use the funds to expand your business, purchase or upgrade equipment, cover payroll costs, manage seasonal cash flow gaps, or invest in marketing and new product launches. With no restrictions on how you use the money, you have the freedom to direct it towards whatever will benefit your business most.
How Much Can I Borrow with an Unsecured Business Loan?
The amount available to borrow will depend on your business’s financial performance, revenue, and credit profile. At Approved, we offer flexible loan sizes ranging from smaller amounts for short-term needs to large sums for significant growth plans. Our aim is to provide funding that supports your goals while keeping your repayment commitments manageable.
Hot Off The Press
Approved Insights
Explore previous case studies of successful deals with our valued clients and unlock insights into our proven track record. Access a large selection of product guides and approved articles detailing industry trends, best practices, and innovative finance solutions.
You are just minutes away from making it happen!
Highly Competitive Rates
Borrow between £10K - £10 Million
Fast Application Process
No effect on your credit score
George Tartaglia
Senior Finance Broker
Approved Business Finance Ltd is an independent asset finance brokerage and a credit broker, not a lender. We work with a panel of lenders to find suitable finance options for your needs. If you enter into an agreement with a lender, typically we will receive commission for introducing you to them. We are committed to delivering high standards of service and handling any concerns promptly. Approved Business Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN 1020031. ICO Registration Number: ZB424677. Registered in England and Wales (Company No. 11914014). Registered office: Seebeck House, Seebeck Place, Milton Keynes, MK5 8FR.
GET APPROVED - GET GOING