Small Business Loans
Quick, flexible loans for your small business with fast approvals, easy applications, and funding tailored to grow our business. Borrow anywhere between £10,000 - £750,000 in 24 hours!
This will not effect your credit score
Get a quote in minutes!
Pick your loan amount, term length, add a few details, and we’ll tell you if you’re eligible.
This will not effect your credit score.
Learn more
So, what is a small business loan?
A small business loan is a type of financing designed to help smaller companies access the funds they need to grow, manage cash flow, or cover day-to-day expenses. It provides a lump sum or credit facility that you repay over time, usually with interest.
Small business loans can be tailored to your needs, whether that’s buying new equipment, hiring staff, stocking up on inventory, or investing in marketing. With the right loan, you can take advantage of opportunities, navigate challenges, and keep your business moving forward without draining your cash reserves.
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Approved for your success
What are the advantages of a small business loan?
"A small business loan can be the catalyst for growth—helping companies invest in new opportunities, strengthen cash flow, and build long-term stability. With the right funding at the right time, businesses can focus on what they do best: serving their customers and achieving their goals."
Emma Mears - Senior Credit Partner
Access to Quick Funding
Borrow from £10,000 to £750,000, with funds available in as little as 24 hours to take advantage of opportunities or cover urgent expenses.
Preserves Working Capital
Maintain your day-to-day cash reserves while still making important investments to grow your business.
Flexible Use of Funds
Use the loan for a wide range of purposes, from expanding your operations to boosting marketing, purchasing equipment, or managing seasonal cash flow.
Supports Business Growth
Enables you to scale up, hire staff, or launch new products without having to delay plans due to lack of immediate funding.
Have you considered our other business loan options?
At Approved, we don’t believe in one-size-fits-all financing. That’s why we offer a range of business loans including Unsecured, Secured, Small Business, and Short-Term Loans, each tailored to help your business grow its own way. Whether you need quick cash flow support or funding for long-term expansion, we’ve got you covered.
Unsecured Business Loans
An unsecured business loan is financing based on your business’s potential and creditworthiness, no collateral required. That means your assets stay safe while you access the funds you need to grow.
Why choose an unsecured loan?
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No Collateral Required: Your property, equipment, or other assets stay protected.
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Fast & Simple Approval: Without collateral, approvals are quicker and less complicated.
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Flexible Use of Funds: Use the money for expansion, inventory, marketing, or cash flow management.
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Peace of Mind: Enjoy hassle-free access to funds without risking your business assets.
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.
Fast Application in Seconds
Share basic information about you, your business and finance requirements by applying online or calling.
Understanding Your Business
A dedicated account manager will discuss your requirements and gather necessary documentation.
Receive Your Free Quote
We'll discover the best deals, handle applications for you, and provide a quote with no obligations.
Get Your Funds Fast
Once Approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.
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FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
What is a small business loan?
A small business loan is a type of financing designed to help SMEs access the funds they need for growth, cash flow management, or day-to-day expenses. With Approved, you can borrow between £10,000 and £750,000, often with funds available in as little as 24 hours.
What kind of credit rating do I need?
While requirements vary by lender, Approved considers the overall financial health of your business. Even if your credit history isn’t perfect, you may still be eligible for a small business loan depending on your trading history and ability to repay.
What are the monthly repayments like?
Monthly repayments depend on the loan amount, interest rate, and repayment term you choose. Approved works with you to create a repayment schedule that is affordable and manageable, helping you plan your cash flow effectively.
What’s the total amount I’ll be paying?
The total repayment amount includes the original loan plus interest and any agreed fees. Approved provides clear, transparent breakdowns upfront so you know exactly what your business will repay over the term of the loan.
How quickly can I get funding?
Once approved, small business loans with Approved can provide funding in as little as 24 hours, helping you act fast on opportunities or manage unexpected challenges.
How does a small business loan work?
Once approved, you receive a lump sum or access to a credit facility that you repay over an agreed period, usually with interest. This allows your business to invest in opportunities while spreading the cost over manageable repayments.
Do I need collateral for a small business loan?
Not always. Many small business loans are unsecured, meaning you don’t need to put up assets such as property or equipment as security. Approval is usually based on your creditworthiness and business performance.
Hot Off The Press
Approved Insights
Explore previous case studies of successful deals with our valued clients and unlock insights into our proven track record. Access a large selection of product guides and approved articles detailing industry trends, best practices, and innovative finance solutions.
You are just minutes away from making it happen!
Highly Competitive Rates
Borrow between £10K - £10 Million
Fast Application Process
No effect on your credit score
Georgia Raymen
Client Relationship Executive
Approved Business Finance Ltd is an independent asset finance brokerage and not a lender. This means we can introduce you to a wide range of finance providers based on your requirements and circumstances. However, we are not independent financial advisors and therefore cannot offer independent financial advice. If you choose to enter into an agreement with a finance provider, we may receive payment(s), commission, or other benefits from them.
We are committed to delivering the highest standards of service to our customers. If our service does not meet your expectations, we will make every effort to address any concerns and reach a resolution. Transparency is important to us, and we aim to be clear about how we operate, including how we are compensated for the services we provide.
Approved Business Finance Ltd is an Appointed Representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (firm number: 625035). We are a Franchisee of Asset Finance Solutions (UK) Ltd. Approved Business Finance Ltd is incorporated in England and Wales (company number: 11914104) with its registered office at Seebeck House, Seebeck Place, Milton Keynes MK9 8FR.
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