Development Finance
Specialist funding solutions to bring your property development projects to life.
This will not effect your credit score
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So, what exactly is Development Finance?
Development finance is a short to medium-term funding option designed to support property development projects. It provides developers and businesses with the capital needed to purchase land, build new properties, or renovate and repurpose existing sites. Unlike traditional mortgages, development finance is specifically structured to release funds in stages, aligned with the progress of the project.
This type of finance is typically secured against the property or land being developed and is an essential tool for property developers, investors, and businesses looking to grow through real estate projects
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What are the advantages of a Development Finance?
"Development finance gives businesses and developers the capital they need to turn plans into reality. From land purchases to large-scale construction, it’s designed to unlock potential and support growth at every stage of a project."
Thomas Brogan - Property Finance Broker
1. Staged Funding Release
Funds are released in phases to match the progress of the project, helping to manage cash flow effectively.
3. Support for a Range of Projects
From new builds to renovations and conversions, development finance supports a wide variety of property ventures.
2. Flexible Loan Structures
Tailored repayment terms designed to fit the specific timeline and nature of your development.
4. Growth and Investment Potential
Enables businesses to expand, invest in property, and generate returns through sales or rental income.
How we can help you
What can Development Finance be used for?
Discover the opportunities your business can unlock with the right commercial property finance.
Use our approved finance calculator to select your preferred funding type, ideal loan amount, and agreement term to estimate your monthly repayments. Don't worry, this will NOT effect your credit score.
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored property financial solutions. We keep our property finance options transparent, with no hidden fees or unpleasant surprises. This is property finance made easy. Our no-obligation application won't impact your credit score.
Initial Enquiry & Quick Assessment
Tell us about your property finance needs - whether it’s a commercial mortgage, bridging loan, or development finance. We’ll carry out a quick eligibility check and let you know your options.
Detailed Consultation & Documentation
A dedicated property finance specialist will discuss your project, review financials, property details, and gather the required documents (valuations, accounts, tenancy agreements, or development plans).
Tailored Finance Proposal
We’ll source the most competitive terms from our panel of lenders, tailored to your project. You’ll receive a clear, no-obligation proposal outlining rates, terms, and conditions.
Lender Approval & Legal Process
Once you’re happy with the proposal, we’ll guide you through lender approval, valuations, and legal due diligence.
Funds Released
Upon completion, funds are released directly - whether to purchase your property, refinance, or fund your development project.
FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
What is development finance?
Development finance is a short to medium-term loan designed to fund property development projects such as new builds, renovations, or conversions.
How does development finance work?
Funds are released in stages, aligned with the progress of the project. Repayment is usually made when the development is sold, refinanced, or generates rental income.
What can development finance be used for?
It can be used for land purchases, construction, refurbishments, conversions, or large-scale property projects.
How long are the repayment terms?
Repayment terms are typically between 12 and 36 months, depending on the project and lender.
What security is required?
The loan is usually secured against the property or land being developed, sometimes with additional guarantees depending on the project.
What credit rating do I need for development finance?
Credit history is considered, but lenders place strong emphasis on the value of the property and the viability of the development project.
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Highly Competitive Rates
Borrow between £10K - £10 Million
Fast Application Process
No effect on your credit score
Ashley Elkin (MRICS)
Senior Property Finance Broker
Approved Business Finance Ltd is an independent asset finance brokerage and a credit broker, not a lender. We work with a panel of lenders to find suitable finance options for your needs. If you enter into an agreement with a lender, typically we will receive commission for introducing you to them. We are committed to delivering high standards of service and handling any concerns promptly. Approved Business Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN 1020031. ICO Registration Number: ZB424677. Registered in England and Wales (Company No. 11914104). Registered office: Seebeck House, Seebeck Place, Milton Keynes, MK5 8FR.
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