Business Loans
Looking for fair rates and fast approvals? You’ve come to the right place. With funding available in as little as 24 hours and flexible repayment options, we make it easier to manage your cash flow and keep your business moving forward.
Get started by clicking below!
This will not effect your credit score
Get a quote in minutes!
Pick your loan amount, term length, add a few details, and we’ll tell you if you’re eligible.
This will not effect your credit score.
Flexible Financing Options for Every Business
At Approved, we don’t believe in one-size-fits-all financing. That’s why we offer a range of business loans including Unsecured, Secured, Small Business, and Short-Term Loans, each tailored to help your business grow its own way. Whether you need quick cash flow support or funding for long-term expansion, we’ve got you covered.
Unsecured Business Loans
An unsecured business loan is financing based on your business’s potential and creditworthiness, no collateral required. That means your assets stay safe while you access the funds you need to grow.
Why choose an unsecured loan?
-
No Collateral Required: Your property, equipment, or other assets stay protected.
-
Fast & Simple Approval: Without collateral, approvals are quicker and less complicated.
-
Flexible Use of Funds: Use the money for expansion, inventory, marketing, or cash flow management.
-
Peace of Mind: Enjoy hassle-free access to funds without risking your business assets.
Approved for your success
What are the benefits of a business loan?
“A business loan can be the catalyst your company needs to grow, manage cash flow, or invest in new opportunities. The right funding not only supports your goals but gives you the confidence to take your business to the next level.”
George Dunn - Executive Director
Boost Your Cash Flow
Keep your operations running smoothly and cover daily expenses without disruption, ensuring your business can respond to opportunities and challenges alike.
Flexible Funding Options
With a variety of loan types, including Unsecured, Secured, Small Business, and Short-Term Loans, you can choose the solution that best fits your business needs.
Support Growth and Expansion
Use funding to hire new staff, purchase equipment, expand your premises, or launch new products and services.
Strengthen Business Credibility
Successfully managing a business loan demonstrates financial responsibility and stability, helping you build stronger relationships with lenders and partners.
Use our approved finance calculator to select your preferred funding type, ideal loan amount, and agreement term to estimate your monthly repayments. Don't worry, this will NOT effect your credit score.
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.
Fast Application in Seconds
Share basic information about you, your business and finance requirements by applying online or calling.
Understanding Your Business
A dedicated account manager will discuss your requirements and gather necessary documentation.
Receive Your Free Quote
We'll discover the best deals, handle applications for you, and provide a quote with no obligations.
Get Your Funds Fast
Once Approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.
![AdobeStock_451405732-[Converted].png](https://static.wixstatic.com/media/621471_6c5720e9f81d445aac0ad7eccdfd208f~mv2.png/v1/crop/x_435,y_330,w_1785,h_1670/fill/w_397,h_371,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/AdobeStock_451405732-%5BConverted%5D.png)
FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
How quickly can I get a business loan?
Depending on the loan type and your application, many businesses can receive funding within 24–48 hours. Our simple, no-obligation application process makes approvals fast and straightforward.
Do I need collateral for a business loan?
Collateral requirements vary depending on the loan. Unsecured and Small Business Loans usually do not require collateral. Secured Business Loans require an asset, such as property or equipment, as security. Short-Term Loans often have minimal collateral requirements, making them accessible for most businesses.
Can I use a business loan for any purpose?
Yes. Our business loans are designed to be flexible, allowing you to use funds for a variety of purposes including business expansion, purchasing equipment or stock, marketing campaigns, bridging cash flow gaps, seasonal expenses, or unexpected costs.
What are the eligibility requirements?
Eligibility depends on the type of loan, but generally you need to operate a UK-registered business, demonstrate financial stability and repayment capacity, and provide basic business documentation. Our team guides you through the requirements to make the process simple.
How are repayment terms structured?
Repayment terms vary depending on the loan type. Unsecured Loans usually have shorter terms with flexible monthly payments. Secured Loans can have longer terms and lower interest rates. Small Business Loans offer flexible options based on the size and needs of your business. Short-Term Loans are designed for repayment over 3 to 12 months, helping you manage cash flow effectively.
Will applying affect my credit score?
No. Our no-obligation application allows you to check eligibility without impacting your credit score.
Hot Off The Press
Approved Insights
Explore previous case studies of successful deals with our valued clients and unlock insights into our proven track record. Access a large selection of product guides and approved articles detailing industry trends, best practices, and innovative finance solutions.
You are just minutes away from making it happen!
Highly Competitive Rates
Fast Application Process
Borrow between £10K - £750K
No effect on your credit score
George Tartaglia
Senior Finance Broker
Approved Business Finance Ltd is an independent asset finance brokerage and not a lender. This means we can introduce you to a wide range of finance providers based on your requirements and circumstances. However, we are not independent financial advisors and therefore cannot offer independent financial advice. If you choose to enter into an agreement with a finance provider, we may receive payment(s), commission, or other benefits from them.
We are committed to delivering the highest standards of service to our customers. If our service does not meet your expectations, we will make every effort to address any concerns and reach a resolution. Transparency is important to us, and we aim to be clear about how we operate, including how we are compensated for the services we provide.
Approved Business Finance Ltd is an Appointed Representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (firm number: 625035). We are a Franchisee of Asset Finance Solutions (UK) Ltd. Approved Business Finance Ltd is incorporated in England and Wales (company number: 11914104) with its registered office at Seebeck House, Seebeck Place, Milton Keynes MK9 8FR.
GET APPROVED - GET GOING