Invoice Finance
Unlock the cash in your unpaid invoices and keep your business cash flow healthy.
This will not effect your credit score
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Pick your loan amount, term length, add a few details, and we’ll tell you if you’re eligible.
This will not effect your credit score.
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So, what exactly is Invoice Finance?
Invoice finance is a flexible funding solution that allows businesses to unlock cash tied up in unpaid customer invoices. Instead of waiting 30, 60, or even 90 days for clients to pay, invoice finance provides an advance on the money owed, giving your business immediate working capital.
Also known as invoice factoring or accounts receivable finance, it’s an effective way to improve cash flow, reduce payment delays, and keep your business moving forward without taking on traditional debt.
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What are the advantages of Invoice Finance?
"Invoice finance is one of the most powerful tools for SMEs looking to take control of their cash flow. By releasing cash from unpaid invoices, businesses can reinvest, pay suppliers on time, and plan with confidence instead of waiting on late payments."
Georgia Raymen - Partnerships Executive
1. Improve Cash Flow
Turn unpaid invoices into instant working capital to keep your business running smoothly.
3. Flexible Funding
Funding grows in line with your sales, the more invoices you raise, the more cash you can unlock.
2. Reduce Late Payment Stress
Bridge the gap caused by slow-paying customers and protect your cash flow.
4. No Need for Additional Security
The invoices themselves act as collateral, meaning you don’t need to put up property or other business assets.
How we can help you
What can Invoice Finance be used for?
See the many possibilities that your business can achieve with the right finance agreement...
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.
Fast Application in Seconds
Share basic information about you, your business and finance requirements by applying online or calling.
Understanding Your Business
A dedicated account manager will discuss your requirements and gather necessary documentation.
Receive Your Free Quote
We'll discover the best deals, handle applications for you, and provide a quote with no obligations.
Get Your Funds Fast
Once Approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.
![AdobeStock_451405732-[Converted].png](https://static.wixstatic.com/media/621471_6c5720e9f81d445aac0ad7eccdfd208f~mv2.png/v1/crop/x_435,y_330,w_1785,h_1670/fill/w_397,h_371,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/AdobeStock_451405732-%5BConverted%5D.png)
FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
What is invoice finance?
Invoice finance allows businesses to release money tied up in unpaid invoices by receiving an advance from a lender against the value of those invoices.
How does invoice finance work?
You raise an invoice to your customer as usual, and the lender advances you a percentage of the invoice value (often up to 90%). Once your customer pays, the balance (minus fees) is released.
What types of invoice finance are there?
The two main types are invoice factoring (where the lender manages collections) and invoice discounting (where you retain control of collections).
How much can I borrow with invoice finance?
The amount depends on the value of your unpaid invoices. The more invoices you raise, the more funding you can access.
What are the fees for invoice finance?
Costs vary depending on the provider and facility type. Approved Finance Group ensures full transparency, with no hidden charges.
What’s the total amount I’ll be paying?
The total cost depends on the facility fees agreed upfront. With us, you’ll always know exactly what to expect.
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Highly Competitive Rates
Borrow between £10K - £10 million
Fast Application Process
No effect on your credit score
Paula Scobin
Executive Assistant
Approved Business Finance Ltd is an independent asset finance brokerage and not a lender. This means we can introduce you to a wide range of finance providers based on your requirements and circumstances. However, we are not independent financial advisors and therefore cannot offer independent financial advice. If you choose to enter into an agreement with a finance provider, we may receive payment(s), commission, or other benefits from them.
We are committed to delivering the highest standards of service to our customers. If our service does not meet your expectations, we will make every effort to address any concerns and reach a resolution. Transparency is important to us, and we aim to be clear about how we operate, including how we are compensated for the services we provide.
Approved Business Finance Ltd is an Appointed Representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (firm number: 625035). We are a Franchisee of Asset Finance Solutions (UK) Ltd. Approved Business Finance Ltd is incorporated in England and Wales (company number: 11914104) with its registered office at Seebeck House, Seebeck Place, Milton Keynes MK9 8FR.
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