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Designed To Improve The Profitability Of Your Business


What is Asset Finance?

Asset finance, also known as equipment finance, is a secured business loan that helps companies acquire assets without upfront costs. Business owners use it to expand operations, seize opportunities, or quickly obtain equipment. By spreading the cost over several years with manageable monthly payments, asset finance prevents the depletion of other credit lines or cash reserves.

Commercial asset finance enables businesses to acquire or upgrade equipment, purchase vehicles, or renovate premises. The lender procures the required assets and leases them back to the business through fixed monthly payments over an agreed period. This process ensures efficient access to essential resources while maintaining financial flexibility.

By using asset finance, businesses can manage their finances effectively while obtaining necessary tools and equipment. This method preserves cash flow and supports growth, making it a strategic choice for companies looking to enhance their operations.

The information you provide will be used by Approved for the purpose of determining your eligibility and may be used to contact you about your quote. See our full data privacy notice for details on how we process client personal information.

Finance the Assets You Need To Grow

We help businesses to secure the finance they need to purchase essential assets such equipment, machinery and vehicles. With various types of asset finance available as well multiple providers, we'll find the solutions and providers that are best suited to your unique requirements.  To learn more about how asset finance works, read our in-depth guide: Asset Finance: All You Need to Know.

Potential Uses for Asset Finance.

Asset finance helps businesses get the assets they need without paying large upfront costs. This financial tool supports cash flow management, tech upgrades, and efficient handling of equipment and vehicle fleets.

You might consider applying for a Asset Finance if:

You want to acquire essential machinery and equipment without large upfront costs.

You would like to obtain and manage cars, trucks, and vans efficiently.

You would like to finance new IT equipment and software to stay competitive.

You are looking to spread costs over time to maintain financial stability and liquidity.


Quick Guides to Asset Finance

If you're unsure on which asset finance product is right for your business or if you're just looking to learn more, then check out our Approved quick guides to each Asset Finance service we provide.

Other Approved Finance Services For You

We understand the complexities of business finance and have the expertise to secure funding for your next venture, whether it's working capital, equipment purchases, or expansion projects. With market-leading business finance products and best-in-class rates, Approved is ideally positioned to deliver your funding solution.


Get paid fast and efficiently while alleviating the pressure on your cash flow with Invoice Finance.


Never Miss Another Opportunity Again With Our Flexible Business Loans.


Unlock valuable working capital against assets that your business already owns.




Funded For

UK Businesses 



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Raised For

Partnered Charity


How It Works

Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.



Fast Application In Seconds

Share basic information about you, your business and finance requirements by applying online or calling.


Understanding Your Business

A dedicated account manager will discuss your requirements and gather necessary documentation. 


Receive Your Free Quote

We'll discover the best deals, handle applications for you, and provide a quote with no obligations.


Get Your Funds Fast

Once approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.


"Tom and the team at Approved are the real deal! Exceptional service, act fast and get results. So glad I found this company! All super friendly too!"

James Bonny

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