Secured Business Loans
Flexible funding secured against your business assets to help you grow, invest, and thrive.
This will not effect your credit score
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Pick your loan amount, term length, add a few details, and we’ll tell you if you’re eligible.
This will not effect your credit score.
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So, what is a secured business loan?
A secured business loan is a type of financing where your business borrows money by offering an asset - such as property, equipment, or other valuable business assets, as collateral. The lender uses this security as assurance, which often allows for larger loan amounts and lower interest rates compared to unsecured loans.
Secured loans are ideal for businesses looking to fund growth, invest in major equipment, or manage significant expenses while benefiting from competitive rates and flexible repayment options.
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What are the advantages of a secured business loan?
"Secured business loans give businesses the confidence to invest in growth or cover major expenses. By using existing assets as security, companies can access larger amounts of funding at more favourable rates, helping them achieve their strategic goals with less financial stress."
George Dunn - Executive Director
Access Larger Loan Amounts
Using collateral allows businesses to borrow more than they might with an unsecured loan, making it ideal for major investments or expansions.
Lower Interest Rates
Secured loans typically come with more competitive interest rates, helping businesses reduce the cost of borrowing.
Flexible Repayment Terms
Terms can often be tailored to suit the business’s cash flow, providing manageable monthly repayments over longer periods.
Boosts Business Credibility
Demonstrating the ability to secure a loan with assets can improve relationships with lenders and show financial stability.
How we can help you
What can an secured business loan be used for?
See the many possibilities that you can use your cash injection for...
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.
Fast Application in Seconds
Share basic information about you, your business and finance requirements by applying online or calling.
Understanding Your Business
A dedicated account manager will discuss your requirements and gather necessary documentation.
Receive Your Free Quote
We'll discover the best deals, handle applications for you, and provide a quote with no obligations.
Get Your Funds Fast
Once Approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.
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FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
What is an Secured Business Loan?
A loan where your business pledges an asset as collateral in exchange for funding. This security often allows for larger loans and lower interest rates.
How much can I borrow with a secured loan?
Loan amounts depend on the value of the asset used as security and the financial position of your business.
What assets can I use as security?
Common assets include property, machinery, vehicles, or other valuable business-owned assets.
What kind of credit rating do I need?
Even businesses with imperfect credit may qualify. Lenders primarily assess asset value, business stability, and repayment ability.
What are the monthly repayments like?
Repayments depend on the loan amount, term, and interest rate. Secured loans can be structured to suit your cash flow needs.
What’s the total amount I’ll be paying?
The total includes the loan principal, interest, and any agreed fees. Approved Finance Group provides full transparency upfront.
Who is eligible for a secured business loan?
UK SMEs with a viable business plan, stable trading history, and suitable assets to offer as security are typically eligible.
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Explore previous case studies of successful deals with our valued clients and unlock insights into our proven track record. Access a large selection of product guides and approved articles detailing industry trends, best practices, and innovative finance solutions.
You are just minutes away from making it happen!
Highly Competitive Rates
Fast Application Process
Borrow between £10K - £10 Million
No effect on your credit score
George Tartaglia
Senior Finance Broker
Approved Business Finance Ltd is an independent asset finance brokerage and a credit broker, not a lender. We work with a panel of lenders to find suitable finance options for your needs. If you enter into an agreement with a lender, typically we will receive commission for introducing you to them. We are committed to delivering high standards of service and handling any concerns promptly. Approved Business Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN 1020031. ICO Registration Number: ZB424677. Registered in England and Wales (Company No. 11914014). Registered office: Seebeck House, Seebeck Place, Milton Keynes, MK5 8FR.
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