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Empowering Subway Franchisees with Tailored Finance Solutions

Updated: Mar 13


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Running a successful franchise comes with its unique set of challenges, from managing cash flow to funding expansion. At Approved Finance Group, we understand these challenges first-hand, which is why we’re proud to be the official finance providers for Subway UK & Ireland.


In our latest case study, we sat down with Santosh Singh, a Subway franchisee, to discuss his journey, the realities of running a franchise, and how our tailored finance solutions have supported his growth.



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The Challenges of Running a Franchise


Franchising offers a fantastic opportunity to build a business under a trusted brand, but it still requires strategic financial planning. Many franchisees face hurdles such as:


  • Initial Investment & Expansion: Securing the right funding to open new locations or refurbish existing ones.


  • Cash Flow Management: Keeping finances stable while managing supplier payments, wages, and operational costs.


  • Equipment & Asset Finance: Investing in high-quality kitchen equipment, signage, and technology to stay competitive.


  • Rebranding & Store Upgrades: Ensuring stores remain modern and aligned with Subway’s latest branding and technology requirements.


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Keeping Up with Rebranding & Store Upgrades


As part of Subway’s ongoing evolution, franchisees are expected to keep their stores up to date with the latest branding, equipment, and technology. This includes:


  • Store refurbishments to meet the latest Subway design standards


  • Upgrading kitchen equipment for efficiency and consistency


  • Investing in digital menu boards and self-service kiosks to enhance the customer experience


  • Sustainability improvements such as energy-efficient appliances and eco-friendly packaging solutions


These upgrades are essential to maintaining customer engagement and ensuring franchisees remain competitive in an evolving market. However, they also require a significant financial commitment, which is where the right funding solutions can make all the difference.



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How Approved Finance Group Supports Subway Franchisees


At Approved Finance Group, we specialise in tailored funding solutions designed to help Subway franchisees thrive. Whether you’re launching your first store or looking to expand, we provide:


  • Franchise Business Loans – Competitive funding options to help with setup, refurbishment, or working capital.


  • Asset & Equipment Finance – Spread the cost of essential assets like kitchen equipment and digital menu boards.


  • Cash Flow Support – Flexible finance options to keep your business running smoothly.



Hear from a Subway Franchisee


In our exclusive video interview, Santosh Singh - Subway Franchisee Director, shares his personal experience of working with Approved Finance Group. He discusses how securing the right financial support made a difference in growing his business and why having a trusted finance partner is essential for success.


Watch the full interview here:




How to Apply


If you would like to speak to a member of our finance team to discuss your options when it comes to Subway franchising, then do not hesitate to call 01908 429888 or click the link below to start you application today:








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Competitive rates from 6.9%

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Approved Business Finance Ltd is an independent asset finance brokerage and not a lender. This means we can introduce you to a wide range of finance providers based on your requirements and circumstances. However, we are not independent financial advisors and therefore cannot offer independent financial advice. If you choose to enter into an agreement with a finance provider, we may receive payment(s), commission, or other benefits from them.

We are committed to delivering the highest standards of service to our customers. If our service does not meet your expectations, we will make every effort to address any concerns and reach a resolution. Transparency is important to us, and we aim to be clear about how we operate, including how we are compensated for the services we provide.

Approved Business Finance Ltd is an Appointed Representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (firm number: 625035). We are a Franchisee of Asset Finance Solutions (UK) Ltd. Approved Business Finance Ltd is incorporated in England and Wales (company number: 11914104) with its registered office at Seebeck House, Seebeck Place, Milton Keynes MK9 8FR.

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Your business funding, Approved              from Milton Keynes. 

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Seebeck House

Seebeck Pl

Milton Keynes

MK5 8FR

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