Business Vehicle Finance
Flexible finance for company cars, vans, and fleets to keep your business on the road.
This will not effect your credit score
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Pick your loan amount, term length, add a few details, and we’ll tell you if you’re eligible.
This will not effect your credit score.
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So, what exactly is business vehicle finance?
Business vehicle finance is a funding solution that allows companies to purchase, lease, or upgrade vehicles without paying the full cost upfront. Whether you need a single company car, a fleet of vans, or specialist vehicles for logistics and construction, vehicle finance provides a cost-effective way to keep your business moving.
Also known as car finance for business or fleet finance, this option helps preserve working capital by spreading the cost of vehicles over time while giving you access to the latest models and technologies.
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What are the advantages of Business Vehicle Finance?
"Business vehicle finance gives companies the freedom to grow without tying up valuable cash flow. Whether it’s expanding a fleet or upgrading to more efficient vehicles, this solution makes it easier to stay competitive and mobile."
Antony Fragola - Business Development Director
1. Protect Cash Flow
Spread the cost of vehicles over manageable monthly payments instead of paying upfront.
3. Flexible Agreements
Choose from hire purchase, lease, or contract hire options to suit your business needs.
2. Access the Latest Vehicles
Upgrade your fleet to modern, efficient vehicles that reduce running costs and boost your brand image.
4. Tax Benefits
Many vehicle finance agreements come with potential VAT recovery and corporation tax relief advantages.
How we can help you
What can Commercial Finance be used for?
See the many possibilities that your business can achieve with the right finance agreement...
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.
Fast Application in Seconds
Share basic information about you, your business and finance requirements by applying online or calling.
Understanding Your Business
A dedicated account manager will discuss your requirements and gather necessary documentation.
Receive Your Free Quote
We'll discover the best deals, handle applications for you, and provide a quote with no obligations.
Get Your Funds Fast
Once Approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.
![AdobeStock_451405732-[Converted].png](https://static.wixstatic.com/media/621471_6c5720e9f81d445aac0ad7eccdfd208f~mv2.png/v1/crop/x_435,y_330,w_1785,h_1670/fill/w_397,h_371,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/AdobeStock_451405732-%5BConverted%5D.png)
FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
How does vehicle finance work for businesses?
A lender provides funding for the vehicle, which you repay through fixed monthly instalments. At the end of the agreement, depending on the product, you may own the vehicle outright or return/upgrade it.
What types of vehicle finance agreements are available?
Options include hire purchase, finance lease, contract hire, and balloon payment structures.
How much can I borrow for vehicle finance?
This depends on the vehicle’s value, your business profile, and the agreement type. Approved Finance Group works with lenders that can fund both single vehicles and large fleets.
What kind of credit rating do I need?
Lenders consider your business’s financial health, cash flow, and assets. Even with a less-than-perfect credit rating, you may still qualify depending on the type of facility.
What are the monthly repayments like?
Repayments vary depending on the vehicle cost, deposit, term length, and agreement type. We’ll always structure payments to align with your cash flow.
Who is eligible for business vehicle finance?
Any UK business, from sole traders to SMEs and larger companies, can apply for vehicle finance to purchase or lease vehicles.
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Explore previous case studies of successful deals with our valued clients and unlock insights into our proven track record. Access a large selection of product guides and approved articles detailing industry trends, best practices, and innovative finance solutions.
You are just minutes away from making it happen!
Highly Competitive Rates
Fast Application Process
Borrow between £10K - £750K
No effect on your credit score
Paula Scobin
Executive Assistant
Approved Business Finance Ltd is an independent asset finance brokerage and not a lender. This means we can introduce you to a wide range of finance providers based on your requirements and circumstances. However, we are not independent financial advisors and therefore cannot offer independent financial advice. If you choose to enter into an agreement with a finance provider, we may receive payment(s), commission, or other benefits from them.
We are committed to delivering the highest standards of service to our customers. If our service does not meet your expectations, we will make every effort to address any concerns and reach a resolution. Transparency is important to us, and we aim to be clear about how we operate, including how we are compensated for the services we provide.
Approved Business Finance Ltd is an Appointed Representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (firm number: 625035). We are a Franchisee of Asset Finance Solutions (UK) Ltd. Approved Business Finance Ltd is incorporated in England and Wales (company number: 11914104) with its registered office at Seebeck House, Seebeck Place, Milton Keynes MK9 8FR.
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