Asset Finance
Discover asset finance solutions that help your business grow. Acquire essential equipment, vehicles, and assets without straining your cash flow.
This will not effect your credit score
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Pick your loan amount, term length, add a few details, and we’ll tell you if you’re eligible.
This will not effect your credit score.
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So, what exactly is Asset Finance?
Asset finance, also known as equipment finance, is a type of business funding that allows companies to acquire essential assets, vehicles, or equipment without paying the full cost upfront. Instead, the business spreads the expense over manageable repayments, helping to preserve cash flow while still accessing the tools needed to grow.
Asset financing is especially useful when upgrading machinery, replacing business-critical equipment, or investing in new technology to stay competitive. By choosing asset finance, businesses of all sizes can expand operations, boost efficiency, and maintain financial stability while avoiding large one-off payments.
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Approved for your success
What are the advantages of Asset Finance?
Asset finance gives businesses the freedom to invest in the equipment and technology they need without tying up valuable cash flow. It’s a smart, flexible way to support growth, boost efficiency, and stay competitive in a fast-moving market.
Matthew Martin - Partnerships Director
Preserve Cash Flow
Spread the cost of equipment, vehicles, or machinery over time, keeping working capital free for everyday expenses and opportunities.
Flexible Finance Options
Asset finance (or equipment finance) can be tailored to your business needs, with repayment terms that suit your budget and growth plans.
Quick Access to Essential Assets
Secure the tools, vehicles, or technology you need without large upfront payments, helping your business stay competitive and operational.
Support Business Growth
Invest in new equipment or upgrade existing assets to expand capacity, boost efficiency, and drive long-term growth.
How we can help you
What can Asset Finance be used for?
See the many possibilities that your business can achieve with the right finance agreement...
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.
Fast Application in Seconds
Share basic information about you, your business and finance requirements by applying online or calling.
Understanding Your Business
A dedicated account manager will discuss your requirements and gather necessary documentation.
Receive Your Free Quote
We'll discover the best deals, handle applications for you, and provide a quote with no obligations.
Get Your Funds Fast
Once Approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.
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FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
How does asset finance work?
Once approved, your business either leases or borrows the funds to purchase assets. You then repay the cost, plus interest, over a set period. This flexible approach allows businesses to upgrade or expand without large upfront expenses.
What asset finance agreements do you offer?
We typically offer finance agreements ranging from 24 to 60 months, tailored to suit the unique needs of your business. The term selected will depend on what works best for cash flow, the type of asset, and your overall growth plans.
What kind of credit rating do I need?
Requirements vary by lender, but even if your credit history isn’t perfect, your business may still qualify. Lenders consider your trading history, cash flow, and overall financial stability when assessing applications.
What are the monthly repayments like?
Monthly repayments depend on the value of the assets, the finance term, and the interest rate. Asset finance can be tailored to suit your cash flow, helping you manage repayments without straining your budget.
What’s the total amount I’ll be paying?
The total repayment includes the original asset cost plus interest and any agreed fees. With Approved, we provide clear, transparent breakdowns upfront, so you know exactly what your business will pay over the term.
What kind of credit rating do I need?
Requirements vary by lender, but even if your credit history isn’t perfect, your business may still qualify. Lenders consider your trading history, cash flow, and overall financial stability when assessing applications.
Hot Off The Press
Approved Insights
Explore previous case studies of successful deals with our valued clients and unlock insights into our proven track record. Access a large selection of product guides and approved articles detailing industry trends, best practices, and innovative finance solutions.
You are just minutes away from making it happen!
Highly Competitive Rates
Borrow between £10K - £10 Million
Fast Application Process
No effect on your credit score
Paula Scobin
Executive Assistant
Approved Business Finance Ltd is an independent asset finance brokerage and not a lender. This means we can introduce you to a wide range of finance providers based on your requirements and circumstances. However, we are not independent financial advisors and therefore cannot offer independent financial advice. If you choose to enter into an agreement with a finance provider, we may receive payment(s), commission, or other benefits from them.
We are committed to delivering the highest standards of service to our customers. If our service does not meet your expectations, we will make every effort to address any concerns and reach a resolution. Transparency is important to us, and we aim to be clear about how we operate, including how we are compensated for the services we provide.
Approved Business Finance Ltd is an Appointed Representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (firm number: 625035). We are a Franchisee of Asset Finance Solutions (UK) Ltd. Approved Business Finance Ltd is incorporated in England and Wales (company number: 11914104) with its registered office at Seebeck House, Seebeck Place, Milton Keynes MK9 8FR.
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