Do I need a credit history?

No! Whilst a credit history can help in some cases, it is not essential to get a small business loan. Most lenders will look at your business performance, cash flow, and trading history to help determine whether you are eligible for a business loan.

Will applying for a small business loan affect my credit score?

Most lenders will perform a soft credit check as part of the eligibility checks, which will not affect your credit score. A hard credit check may occur if you proceed with the application.

Can I repay my loan early?

Some lenders allow you to repay your small business loan early without penalties, but not all of them will. It's important to check the conditions of your loan.

Is a small business loan a secured or unsecured loan?

A small business loan can be either a secured or unsecured loan. If you're looking for a loan without collateral, then you will want to opt for an unsecured loan.

CONSTRUCTION
FINANCE

Optimise your cashflow with tailored construction finance solutions, including bridging loans and funding for equipment, vehicles, and machinery.

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Construction Finance Solutions Tailored for UK Builders & Developers

At Approved Business Finance, we specialise in providing flexible construction finance solutions designed to support UK-based contractors, developers, and construction firms. Whether you're undertaking a new build, refurbishment, or large-scale infrastructure project, our funding options are structured to meet your specific needs.

What is Construction Finance?

Construction finance refers to short- to medium-term funding that enables businesses to cover costs associated with building projects. This includes expenses such as land acquisition, planning permissions, labour, materials, and equipment. Our construction finance solutions ensure that your projects progress smoothly without cash flow interruptions

Key Benefits of Our Construction Finance

Flexible Funding Options: Access to a range of finance products tailored to your project's requirements.

Improved Cash Flow: Maintain steady cash flow throughout the construction phase.

Quick Approval Process: Streamlined application procedures for faster funding decisions.

Expert Support: Dedicated account managers with industry experience to guide you.

Who Can Benefit?

Property Developers: Financing for residential and commercial developments

Construction Companies: Support for ongoing and upcoming projects.

Contractors and Subcontractors: Funding for specific project phases or equipment purchases.

Frequently asked questions

Small Business Loans FAQs

Start Up FAQs

Manufacturing Finance

Construction Finance

R&D Tax Credits

Buy-to-Let

Business Loans FAQ's

Asset Finance

Invoice Finance

Commercial Mortgage

Asset Refinance

Commercial Mortgage

Bridging Finance

Commercial Mortgage

Development Finance

Capital Allowances

Land Remediation Relief

Business Vehicle Finance

Partnered

Lenders

125+

Funded For

UK Businesses

£600M

5-Star

Google Reviews

350+

Raised For

Partnered Charity

£180K

How It Works

Discover our streamlined process for securing tailored financial solutions. We keep our business finance options transparent, with no hidden fees or unpleasant surprises. This is business finance made easy. Our no-obligation application won't impact your credit score.

01

Fast Application In Seconds

Share basic information about you, your business and finance requirements by applying online or calling.

02

Understanding Your Business

A dedicated account manager will discuss your requirements and gather necessary documentation.

03

Receive Your Free Quote

We'll discover the best deals, handle applications for you, and provide a quote with no obligations.

04

Get Your Funds Fast

Once approved, we'll get funds to your preferred business bank account or pay a supplier on your behalf.

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Approved Insights

Explore previous case studies of successful deals with our valued clients and unlock insights into our proven track record. Access a large selection of product guides and approved articles detailing industry trends, best practices, and innovative finance solutions.