Bridging Loans
Fast, flexible funding to bridge financial gaps and seize opportunities for your business.
This will not effect your credit score
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This will not effect your credit score.
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So, what exactly is a bridging loan?
A bridging loan is a short-term finance solution designed to provide immediate funding while you arrange longer-term financing. Often used for property purchases, business acquisitions, or urgent cash flow needs, bridging loans allow you to “bridge the gap” between an immediate financial requirement and a future funding solution.
Bridging loans are typically secured against an asset such as property or other business-owned assets. They offer quick access to capital, making them ideal for time-sensitive opportunities or situations where traditional finance may take longer to arrange.
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What are the advantages of a Bridging Loan?
"Bridging loans give businesses the speed and flexibility they need to act fast. They’re perfect for seizing opportunities, managing urgent cash flow, or securing property while waiting for long-term funding to be finalised."
Grace Rust - Property Finance Broker
1. Rapid Access to Funds
Bridging loans provide quick capital, often within days, so your business can act immediately.
3. Secure Against Assets
Loans are backed by property or other valuable assets, helping to reduce interest rates compared to unsecured borrowing.
2. Flexible Short-Term Solution
Designed for short-term financial needs, bridging loans typically last from a few weeks to a year.
4. Opportunity-Driven
Perfect for businesses looking to purchase property, acquire assets, or cover urgent cash flow requirements.
How we can help you
What can a Bridging Loan be used for?
Discover the opportunities your business can unlock with the right commercial property finance.
Application Process
Get Approved, Get Going!
Discover our streamlined process for securing tailored property financial solutions. We keep our property finance options transparent, with no hidden fees or unpleasant surprises. This is property finance made easy. Our no-obligation application won't impact your credit score.
Initial Enquiry & Quick Assessment
Tell us about your property finance needs - whether it’s a commercial mortgage, bridging loan, or development finance. We’ll carry out a quick eligibility check and let you know your options.
Detailed Consultation & Documentation
A dedicated property finance specialist will discuss your project, review financials, property details, and gather the required documents (valuations, accounts, tenancy agreements, or development plans).
Tailored Finance Proposal
We’ll source the most competitive terms from our panel of lenders, tailored to your project. You’ll receive a clear, no-obligation proposal outlining rates, terms, and conditions.
Lender Approval & Legal Process
Once you’re happy with the proposal, we’ll guide you through lender approval, valuations, and legal due diligence.
Funds Released
Upon completion, funds are released directly - whether to purchase your property, refinance, or fund your development project.
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FAQ
Your most common questions answered...
Got questions? We've got the answers... See below the our most commonly asked questions! If you still need help then be sure to get in contact and we'll be happy to help.
What is a bridging loan?
A bridging loan is short-term, secured financing designed to cover immediate funding needs until longer-term finance is available.
How does a bridging loan work?
The lender provides funds secured against an asset, typically property. The loan is repaid once long-term finance is arranged or the asset is sold.
What assets can be used as security?
Commercial property, residential property, or other valuable business-owned assets can be used to secure the loan.
How quickly can I access funds?
Bridging loans can often be arranged within days, making them ideal for urgent opportunities.
What are the repayment terms?
Typically short-term, bridging loans are designed to be repaid within a few weeks up to a year, depending on your agreement.
Who is eligible for a bridging loan?
UK businesses with valuable assets and an immediate funding requirement are usually eligible.
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Highly Competitive Rates
Fast Application Process
Borrow between £10K - £750K
No effect on your credit score
Thomas Brogan
Property Finance Broker
Approved Business Finance Ltd is an independent asset finance brokerage and not a lender. This means we can introduce you to a wide range of finance providers based on your requirements and circumstances. However, we are not independent financial advisors and therefore cannot offer independent financial advice. If you choose to enter into an agreement with a finance provider, we may receive payment(s), commission, or other benefits from them.
We are committed to delivering the highest standards of service to our customers. If our service does not meet your expectations, we will make every effort to address any concerns and reach a resolution. Transparency is important to us, and we aim to be clear about how we operate, including how we are compensated for the services we provide.
Approved Business Finance Ltd is an Appointed Representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (firm number: 625035). We are a Franchisee of Asset Finance Solutions (UK) Ltd. Approved Business Finance Ltd is incorporated in England and Wales (company number: 11914104) with its registered office at Seebeck House, Seebeck Place, Milton Keynes MK9 8FR.
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