£110,000 business loan helps Subway franchisee reduce monthly repayments by £9,100

Approved Finance Group has arranged a £110,000 unsecured business loan for a UK Subway franchisee, helping reduce their monthly loan repayments from £11,800 to £2,700.

The £9,100 reduction in monthly repayments gives the business more breathing room and greater flexibility to manage its day-to-day cash flow.

A funding solution focused on monthly cash flow

For franchise operators, managing regular outgoings alongside wages, stock, rent and other operating costs is an important part of running a business.

In this case, the franchisee’s existing loan repayments were £11,800 per month. Approved Finance Group arranged a £110,000 unsecured business loan that brought those repayments down to £2,700 per month.

The result demonstrates why the structure of funding can be just as important as the amount borrowed. By reducing the franchisee’s monthly repayment commitments, the facility helped ease pressure on cash flow.

Lower monthly repayments do not necessarily mean a lower total borrowing cost, which depends on the term, interest and fees involved.

Supporting Subway franchisees through a longstanding partnership

Approved Finance Group has a longstanding partnership with Subway UK, supporting franchisees with access to finance for their businesses.

That relationship gives our team an understanding of the funding needs of franchise operators, from investing in equipment and store improvements to exploring options for working capital and existing borrowing.

Each franchisee’s circumstances are different. Our approach is to understand what the business needs to achieve and explore funding options that suit those objectives.

George Dunn, Executive Director at Approved Finance Group, commented:

“Monthly repayments can have a significant impact on a franchisee’s cash flow, so it’s important to look at how funding is structured as well as the amount required.

“In this case, bringing repayments down from £11,800 to £2,700 per month has given the business considerably more breathing room. Through our longstanding partnership with Subway UK, we’re proud to help franchisees explore funding options that support their

businesses.”

Explore funding for your franchise

Whether you operate a Subway store or another franchise business, Approved Finance Group can help you explore finance options for investment, working capital or a review of your existing borrowing.

Want to find out what funding could look like for your business? Get a quote from Approved Finance Group and speak to our team about your plans.